There are so many lessons I wish I had learned while I was young enough to appreciate and apply them. The thing with wisdom, and often with life lessons in general, is that they”re learned in retrospect, long after we needed them. The good news is that other people can benefit from our experiences and the lessons we”ve learned.
我无比希望年轻的时候学到足够多的东西，好好理解，好好利用。然而，关乎智慧以及人生课堂，往往都是在事过境迁之后的反思中才能得以领悟。我们这些过来人也十分愿意与你们分享经历，以及我们领悟到的人生课。
1. Money will NEVER solve your real problems
钱不能解决你的实际问题
Money is a tool; a commodity that buys you necessities and some nice “wants,” but it is not the panacea to your problems. There are a great many people who are living on very little, yet have wonderfully full and happy lives… and there are sadly a great many people are living on quite a lot, yet have terribly miserable lives.
金钱只是个工具，能买到生活所需和一些不错的“必需品”，但不是解决你问题的万能药。有很多人虽然没有很多钱，但仍然过着充实愉快的生活，相反，有些人十分富有，却活得并不幸福。
Money can buy a nice home, a great car, fabulous shoes, even a bit of security and some creature comforts, but it cannot fix a broken relationship, or cure loneliness, and the “happiness” it brings is only fleeting and not the kind that really and truly matters. Happiness is not for sale. If you”re expecting the “stuff” you ca
